Terms of Service
Last updated: June 2025
These Terms of Service govern your use of the KJ Capital Limited website and services. Please read them carefully before proceeding. By continuing to use our website, you acknowledge that you have read, understood, and agree to be bound by these terms.
1. Acceptance of Terms
By accessing, browsing, or using the KJ Capital Limited website located at kjcapital.co.nz (the "Website"), you confirm that you have read, understood, and agree to be legally bound by these Terms of Service ("Terms"), together with our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms in their entirety, you must immediately cease using the Website. KJ Capital Limited ("KJ Capital", "we", "us", or "our") reserves the right to amend, update, or replace any part of these Terms at any time and at our sole discretion. Changes become effective immediately upon posting to the Website. Your continued use of the Website after any such changes constitutes your binding acceptance of the updated Terms. It is your responsibility to check these Terms periodically for changes.
2. About KJ Capital Limited
KJ Capital Limited is a private equity investment and development finance company incorporated in New Zealand. We are headquartered in Auckland and focus on strategic capital partnerships, equity investment, and property development finance across New Zealand. Company Name: KJ Capital Limited Registered Office: 8a Cleveland Road, Parnell, Suite 2.3, Auckland, New Zealand Email: Info@kjcapital.co.nz Phone: +64 21 586 895 Website: kjcapital.co.nz KJ Capital is not a registered financial service provider under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 and does not provide regulated financial advice to the public.
3. Permitted Use of the Website
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use this Website solely for your personal, non-commercial informational purposes, subject to these Terms. You agree that you will NOT use this Website to: • Violate any applicable local, national, or international laws or regulations, including those of New Zealand • Engage in any conduct that is unlawful, fraudulent, deceptive, threatening, abusive, defamatory, or otherwise harmful • Transmit any unsolicited or unauthorised advertising, promotional material, spam, or chain letters • Upload, post, or transmit any content that infringes the intellectual property rights of any third party • Introduce any viruses, trojans, worms, malware, or other harmful or disruptive code • Attempt to gain unauthorised access to any part of the Website, its servers, or any connected systems or networks • Interfere with, disrupt, or place unreasonable load on the Website's infrastructure • Use automated tools, bots, scrapers, or crawlers to extract data from the Website without our written consent • Impersonate KJ Capital, its employees, or any other person or entity • Collect or harvest any personally identifiable information from the Website without permission We reserve the right to terminate your access to the Website at any time, without notice, for any breach of these Terms.
4. No Financial or Investment Advice
The content published on this Website, including articles, project descriptions, portfolio summaries, service descriptions, and all other materials, is provided for general informational and marketing purposes only. Nothing on this Website constitutes, or should be construed as: • Financial advice, investment advice, or any other form of regulated advice under New Zealand law • A recommendation or endorsement to invest in any particular asset, security, or fund • An offer or solicitation to buy or sell any financial product or security • A guarantee of future investment returns or outcomes KJ Capital is not a licensed financial adviser under the Financial Markets Conduct Act 2013. All investment and financial decisions involve risk. Past performance is not indicative of future results. You should always consult a qualified and independent financial adviser, legal adviser, or accountant before making any financial or investment decision. We make no representations or warranties, express or implied, as to the accuracy, completeness, reliability, suitability, or availability of any information contained on this Website.
5. Intellectual Property Rights
All content on this Website, including but not limited to text, graphics, photographs, logos, icons, audio clips, digital downloads, data compilations, and software, is the exclusive property of KJ Capital Limited or its licensed content providers and is protected under New Zealand and international copyright, trademark, and other intellectual property laws. The KJ Capital name, logo, and all related marks, designs, and product and service names are trademarks of KJ Capital Limited. You may not use any of our trademarks without our prior written consent. You may: • View and print pages from the Website for your personal, non-commercial reference You may NOT: • Reproduce, republish, upload, post, transmit, or distribute any Website content without our prior written consent • Modify or adapt any content from the Website • Use any content for commercial purposes • Remove or alter any copyright, trademark, or other proprietary notices Any unauthorised use of our intellectual property may give rise to a claim for damages and/or constitute a criminal offence.
6. Accuracy and Availability of Information
While we take reasonable care to ensure the information on our Website is accurate and up to date, KJ Capital makes no warranty or guarantee, express or implied, that: • The Website will be available at all times or without interruption • The content is accurate, complete, or current at the time of access • The Website is free from errors, defects, or viruses • Use of the Website will meet your specific requirements or expectations We reserve the right to modify, suspend, or discontinue the Website or any part of it at any time without notice. We will not be liable to you or any third party for any such modification, suspension, or discontinuance. Information on this Website may be updated periodically. We recommend checking directly with us for the most current information about our services and investment activities.
7. Third-Party Links and External Content
This Website may contain hyperlinks to third-party websites, resources, or services that are not owned or controlled by KJ Capital Limited. These links are provided solely for your convenience and informational purposes. KJ Capital: • Does not endorse, control, or assume any responsibility for the content, privacy practices, or terms of any third-party website • Is not responsible for the availability, accuracy, or reliability of any external content • Does not accept liability for any loss or damage that may arise from your use of or reliance on any third-party website or its content We encourage you to review the terms of service and privacy policy of any third-party website you visit through links on our Website.
8. Limitation of Liability
To the maximum extent permitted by applicable New Zealand law, KJ Capital Limited, its directors, officers, employees, agents, and licensors shall not be liable for any: • Direct, indirect, incidental, special, consequential, or exemplary damages • Loss of profits, revenue, data, goodwill, or business opportunities • Damages resulting from reliance on information obtained through this Website • Damages resulting from unauthorised access to or alteration of your data • Any other losses or damages arising out of or in connection with your use of the Website This limitation applies regardless of whether such damages arise in contract, tort (including negligence), breach of statutory duty, or otherwise, even if KJ Capital has been advised of the possibility of such damages. Nothing in these Terms limits our liability for death or personal injury caused by our negligence, or for fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by New Zealand law.
9. Indemnification
You agree to indemnify, defend, and hold harmless KJ Capital Limited and its directors, officers, employees, contractors, agents, licensors, and successors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in any way connected with: • Your access to or use of the Website • Your violation of these Terms • Your violation of any rights of a third party • Your submission of any content or information to us through the Website We reserve the right to assume exclusive defence and control of any matter subject to indemnification by you, and you agree to cooperate with our defence of such claims.
10. Privacy
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms part of these Terms and is incorporated by reference. By using this Website, you consent to the collection and use of your personal information as described in our Privacy Policy. We encourage you to read our Privacy Policy carefully before submitting any personal information through our contact forms or other means of communication. Our Privacy Policy is available at: kjcapital.co.nz/privacy-policy
11. Cookies
This Website uses cookies and similar tracking technologies to improve your browsing experience, analyse site traffic, and understand user behaviour. By continuing to use this Website, you consent to our use of cookies in accordance with our Privacy Policy. You can manage cookie preferences through your browser settings. Disabling certain cookies may limit the functionality of some parts of our Website. For more information about how we use cookies, please refer to our Privacy Policy.
12. Governing Law and Dispute Resolution
These Terms of Service are governed by and shall be construed in accordance with the laws of New Zealand, without regard to its conflict of law principles. Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall be subject to the exclusive jurisdiction of the courts of New Zealand. Before initiating any formal legal proceedings, we encourage you to contact us directly to resolve any dispute informally. We will make reasonable efforts to address your concerns promptly and in good faith.
13. Severability
If any provision of these Terms is found by a court or other competent authority to be invalid, unlawful, or unenforceable under any applicable law, that provision shall be deemed modified to the minimum extent necessary to make it enforceable, or if it cannot be so modified, it shall be severed from the remaining Terms. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of any other provision of these Terms, which shall remain in full force and effect.
14. Entire Agreement
These Terms of Service, together with our Privacy Policy and any other legal notices published on this Website, constitute the entire agreement between you and KJ Capital Limited with respect to your use of the Website, and supersede all prior or contemporaneous agreements, communications, or understandings, whether written or oral, relating to that subject matter. No waiver of any provision of these Terms shall be effective unless made in writing and signed by an authorised representative of KJ Capital Limited.
15. Contact Us
If you have any questions, concerns, or feedback regarding these Terms of Service, please do not hesitate to contact us: KJ Capital Limited 8a Cleveland Road, Parnell, Suite 2.3 Auckland, New Zealand Email: Info@kjcapital.co.nz Phone: +64 21 586 895 Website: kjcapital.co.nz Our team will endeavour to respond to all enquiries within 3 business days.