Privacy Policy
Last updated: June 2025
KJ Capital Limited is committed to protecting your privacy and handling your personal information with care and respect. This Privacy Policy outlines how we collect, use, and safeguard your information in accordance with New Zealand's Privacy Act 2020.
1. Who We Are
KJ Capital Limited ("KJ Capital", "we", "us", or "our") is a private equity investment and development finance company incorporated and operating in New Zealand. We are headquartered in Auckland and have been operating since 2010, partnering with developers and growth-stage businesses to deliver strategic capital and long-term value. Company Name: KJ Capital Limited Registered Office: 8a Cleveland Road, Parnell, Suite 2.3, Auckland, New Zealand Email: Info@kjcapital.co.nz Phone: +64 21 586 895 Website: kjcapital.co.nz This Privacy Policy explains how we collect, use, disclose, store, and protect your personal information when you visit our website (kjcapital.co.nz) or otherwise interact with us. It is prepared in accordance with New Zealand's Privacy Act 2020 and the Information Privacy Principles (IPPs) contained therein. By using our website, you acknowledge that you have read and understood this Privacy Policy and consent to the practices described herein.
2. Information We Collect
We collect personal information in two ways: information you provide to us directly, and information collected automatically through your use of our website. Information You Provide to Us: • Full name and preferred title • Email address and phone number • The nature and content of your enquiry or message submitted via our contact form • Business name, role, or industry where voluntarily provided • Any other information you choose to share with us through direct communication Information Collected Automatically: • IP address and approximate geographic location • Browser type, version, and operating system • Device type (desktop, tablet, mobile) • Pages visited, time spent on each page, and navigation paths • Referring website or search engine query • Date and time of your visit • Cookies and similar tracking data (see Section 6) We do not intentionally collect sensitive personal information such as financial account numbers, government-issued identification, health information, or information about children under the age of 16. If you inadvertently share such information with us, we will handle it with the highest level of care and confidentiality.
3. How We Use Your Information
KJ Capital uses the personal information we collect for the following purposes: Responding to Enquiries: • To read, process, and respond to messages and enquiries submitted through our contact form or sent directly to us by email or phone • To follow up with you regarding potential investment, finance, or partnership opportunities Website Operation and Improvement: • To administer, maintain, and improve the performance and user experience of our website • To analyse website traffic, user behaviour, and engagement patterns • To identify and resolve technical issues or errors • To ensure the security and integrity of our website Legal and Compliance: • To comply with our obligations under applicable New Zealand laws and regulations • To respond to lawful requests from regulatory authorities, courts, or law enforcement agencies Communications: • To send you relevant information about our services or activities where you have consented to receive such communications • To notify you of changes to our policies or services We will not use your personal information for purposes materially different from those described above without first obtaining your consent, except where otherwise required or permitted by law. We do not sell, rent, lease, or trade your personal information to third parties for marketing or commercial purposes.
4. Legal Basis for Processing Personal Information
Under New Zealand's Privacy Act 2020, we are required to have a lawful basis for collecting and using your personal information. We rely on the following grounds: Consent: Where you have freely given us clear and informed consent to process your information for a specific purpose, for example by submitting a contact form or opting in to communications from us. You may withdraw consent at any time by contacting us directly. Legitimate Interests: Where processing is necessary for our legitimate business interests and those interests are not overridden by your rights and freedoms. This includes responding to business enquiries, improving our website, and protecting our legal rights. Legal Obligation: Where processing is required for us to comply with a legal or regulatory obligation imposed on us under New Zealand law, for example record-keeping requirements. Contractual Necessity: Where processing is necessary to take steps at your request prior to entering into a contract, or to fulfil our obligations under an existing agreement with you.
5. Information Sharing and Disclosure
KJ Capital does not sell or share your personal information with third parties for their own marketing purposes. We may share your information in the following limited circumstances: Service Providers: We engage trusted third-party service providers to assist us in operating our website and running our business. These include website hosting providers, email delivery services, and website analytics providers. All service providers are contractually required to handle your information securely, use it only for the services they provide to us, and comply with applicable privacy laws. Professional Advisers: We may share information with our lawyers, accountants, insurers, and other professional advisers where necessary to obtain advice or manage legal proceedings. Business Transfers: In the event of a merger, acquisition, asset sale, or restructuring of KJ Capital, your personal information may be transferred to the relevant parties as part of that transaction. We will take reasonable steps to ensure your information remains protected. Legal and Regulatory Requirements: We may disclose your personal information where we are required or permitted to do so by law, including in response to a court order, regulatory requirement, or lawful request from a government authority or law enforcement agency. Protection of Rights: We may disclose your information where we reasonably believe disclosure is necessary to protect the rights, property, or safety of KJ Capital, our clients, or the public. We will always endeavour to notify you of any disclosure of your personal information where permitted by law.
6. Cookies and Tracking Technologies
Our website uses cookies and similar technologies to enhance your experience, analyse website traffic, and understand how visitors interact with our content. What Are Cookies? Cookies are small text files placed on your device when you visit a website. They help the website remember information about your visit, such as your preferences and pages you have viewed. Types of Cookies We Use: • Essential Cookies: Necessary for the basic operation and functionality of our website. These cannot be disabled. • Analytics Cookies: Used to collect anonymised information about how visitors use our website, including pages visited, time spent, and traffic sources. This helps us improve our website's performance and content. • Preference Cookies: Used to remember your settings and preferences to enhance your future visits. Third-Party Cookies: Our website may also use cookies set by third-party services such as Google Analytics. These third parties may collect information about your online activities across different websites over time. Managing Cookies: You can control and manage cookies through your browser settings. Most browsers allow you to refuse or delete cookies. However, please note that disabling cookies may affect the functionality of certain features of our website. By continuing to use our website, you consent to our use of cookies as described in this policy.
7. Data Storage and International Transfers
Your personal information is stored on secure servers located in New Zealand and/or in other countries where our service providers operate. Some of our third-party service providers, such as cloud hosting or analytics platforms, may process or store data outside of New Zealand. Where your information is transferred to another country, we take reasonable steps to ensure it receives an adequate level of protection consistent with New Zealand's Privacy Act 2020. This may include entering into data processing agreements with our service providers or relying on other appropriate safeguards. By using our website and providing us with your personal information, you consent to the storage and processing of your information in the manner described in this section.
8. Data Retention
We retain your personal information only for as long as is necessary to fulfil the purposes for which it was collected, including: • The duration of any ongoing business relationship or enquiry • As long as required to comply with applicable legal, tax, accounting, or regulatory obligations • As long as required to resolve disputes, enforce agreements, or protect our legal rights Once your personal information is no longer needed for these purposes, we will take reasonable steps to securely delete, destroy, or anonymise it in a manner that prevents reconstruction or identification. If you would like to request deletion of your personal information earlier, please contact us (see Section 11).
9. Security of Your Information
KJ Capital takes the security of your personal information seriously. We implement a range of technical and organisational measures designed to protect your information from unauthorised access, use, disclosure, alteration, or destruction. These measures include: • Secure encrypted connections (HTTPS/TLS) for all data transmitted through our website • Access controls to restrict who within our organisation can access personal information • Regular review of our data collection, storage, and processing practices • Use of reputable and security-compliant third-party service providers However, no method of electronic transmission or storage is entirely secure. While we strive to protect your personal information using commercially reasonable means, we cannot guarantee its absolute security. In the event of a privacy breach that poses a serious risk of harm to you, we will notify you and the Office of the Privacy Commissioner as required under the Privacy Act 2020. You are also responsible for keeping any account credentials, passwords, or access details confidential. Please notify us immediately if you believe your information has been compromised.
10. Your Rights Under the Privacy Act 2020
As a resident or visitor subject to New Zealand's Privacy Act 2020, you have the following rights in relation to your personal information: Right of Access: You have the right to request access to the personal information we hold about you. We will provide this information within 20 working days of a verified request, subject to any lawful grounds for withholding. Right to Correction: If you believe any personal information we hold about you is inaccurate, incomplete, or misleading, you have the right to request that we correct it. We will either make the correction or explain why we have decided not to. Right to Withdraw Consent: Where we process your information based on your consent, you have the right to withdraw that consent at any time. Withdrawal of consent does not affect the lawfulness of processing that occurred before the withdrawal. Right to Complain: If you believe we have breached your privacy rights or failed to comply with the Privacy Act 2020, you have the right to lodge a complaint with the Office of the Privacy Commissioner (OPC) at www.privacy.org.nz. We encourage you to contact us first so we can address your concern directly. To exercise any of these rights, please submit a written request to us using the contact details in Section 11. We may need to verify your identity before processing your request.
11. Children's Privacy
Our website and services are not directed at children under the age of 16. We do not knowingly collect personal information from individuals under 16 years of age. If you are a parent or guardian and believe that your child has provided us with personal information without your consent, please contact us immediately at Info@kjcapital.co.nz. Upon verification, we will take prompt steps to delete that information from our records.
12. Links to Third-Party Websites
Our website may contain hyperlinks to external websites operated by third parties. These links are provided for your convenience and informational purposes only. This Privacy Policy applies solely to the KJ Capital website (kjcapital.co.nz). KJ Capital has no control over and assumes no responsibility for the content, privacy practices, or terms of any third-party website. We are not responsible for how those sites collect, use, or disclose your personal information. We strongly encourage you to review the privacy policy of any third-party website you visit before submitting any personal information. The inclusion of a link on our website does not imply endorsement or recommendation of that website by KJ Capital.
13. Changes to This Privacy Policy
KJ Capital reserves the right to update or modify this Privacy Policy at any time to reflect changes in our practices, legal obligations, or the services we provide. We will indicate the date of the most recent update at the top of this page. For significant changes that materially affect how we handle your personal information, we will take reasonable steps to notify you, for example by posting a notice on our website. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information. Your continued use of our website after any changes to this Policy constitutes your acceptance of the updated terms.
14. Contact Us & Privacy Complaints
If you have any questions, concerns, or requests relating to this Privacy Policy or the way KJ Capital handles your personal information, please contact us: KJ Capital Limited 8a Cleveland Road, Parnell, Suite 2.3 Auckland, New Zealand Email: Info@kjcapital.co.nz Phone: +64 21 586 895 Website: kjcapital.co.nz We aim to respond to all privacy-related enquiries within 5 business days. If you are not satisfied with our response, you have the right to escalate your complaint to the Office of the Privacy Commissioner (OPC): Office of the Privacy Commissioner PO Box 10094, Wellington 6143 Phone: 0800 803 909 Website: www.privacy.org.nz